Effective Date: September 13, 2025

Welcome to MysticHarmony.net. These Terms and Conditions (“Terms”) govern your access to and use of this website, our financial relief resources, and related communications, including email and SMS alerts. By using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the site and our services immediately.

These Terms form a legally binding agreement between you ("User," "you," or "your") and MysticHarmony.net ("Company," "we," "our," or "us").

1. Eligibility

To use MysticHarmony.net, you must be at least 18 years old and legally capable of entering into binding agreements. By using this site, you confirm that you meet these requirements.

2. Services Provided

MysticHarmony.net provides informational resources, guidance on financial relief programs, grants, and connections to relevant opportunities. We do not provide legal, tax, or financial advice. All content is for informational purposes only and should not be considered professional advice. You are responsible for consulting licensed professionals when needed.

3. User Responsibilities

By using this site, you agree to:

• Provide accurate, truthful, and complete information when submitting forms
• Not use the site for fraudulent, unlawful, or misleading purposes
• Not impersonate another person, entity, or provide false identity details
• Use our services only for personal informational purposes consistent with the law
• Comply with all applicable federal, state, and local laws and regulations

4. Mobile Communications and SMS Alerts

By opting in to receive SMS alerts from MysticHarmony.net, you agree to the following:

• Message Frequency: Up to five (5) messages per month
• Charges: Standard message and data rates may apply
• Support: Reply HELP to any message or contact support@mysticharmony.net
• Opt-Out: Reply STOP to cancel SMS alerts; you will receive confirmation
• Privacy: Your mobile data will never be shared or sold for marketing purposes

Consent to SMS communications is not a condition of using our services.

5. Intellectual Property

All materials on MysticHarmony.net—including text, graphics, logos, icons, and images—are the property of MysticHarmony.net or its licensors. You may not reproduce, modify, distribute, or publicly display any site content without our prior written consent.

6. Disclaimer of Warranties

All information and services are provided “as is” and “as available” without warranties of any kind. We do not guarantee the accuracy, completeness, or availability of information on our site, and disclaim all implied warranties including merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, MysticHarmony.net shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of our site or services. This includes, but is not limited to, loss of data, loss of profits, or interruptions in service.

8. Indemnification

You agree to indemnify and hold harmless MysticHarmony.net, its affiliates, employees, and partners against claims, damages, or expenses (including attorney fees) arising from:

• Your misuse of the site
• Your violation of these Terms
• Your infringement of any third-party rights

9. Changes to the Terms

We may update these Terms at any time. Updates will be posted with a revised “Effective Date.” Continued use of our site after updates indicates your acceptance of the new Terms.

10. Termination

We may suspend or terminate your access to MysticHarmony.net at our discretion if you violate these Terms, engage in fraudulent or harmful activity, or if required by law. Upon termination, your right to use our services will end immediately.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the state in which we operate, without regard to conflicts of law. Any disputes will be resolved exclusively in the courts of competent jurisdiction in that state. By using this site, you agree to this jurisdiction.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

MysticHarmony.net
Email: support@mysticharmony.net